Save tax under Section 80C while keeping your capital safe.
No premature withdrawal allowed before 5 years.
Max deduction allowed under Sec 80C per financial year.
Principal is tax-free, but interest earned is fully taxable.
| Instrument | Lock-in | Risk | Returns |
|---|---|---|---|
| Tax Saver FD | 5 Years | Low | 6-7% (Taxable) |
| PPF | 15 Years | Low | 7.1% (Tax Free) |
| ELSS (Mutual Fund) | 3 Years | High | 12-15% (LTCG Tax) |
| NSC | 5 Years | Low | 7.7% (Taxable) |