Save Tax under Section 80C + Create Wealth.
| Feature | ELSS (Mutual Fund) | PPF (Public Provident Fund) | Tax-Saving FD |
|---|---|---|---|
| Lock-in Period | 3 Years (Lowest) | 15 Years | 5 Years |
| Returns | Market Linked (12-15% avg) | Fixed (7.1%*) | Fixed (6-7%) |
| Risk | Moderate to High | Low (Govt backed) | Low |
| Tax on Returns | LTCG (10% over ₹1L) | Tax Free | Taxable as Income |